Car Payment Calculator

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Disclaimer:

New vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (216) 465-6137 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment.

MPG Disclaimer
Based on EPA mileage ratings. Use for comparison purposes only. Your mileage will vary depending on driving conditions, how you drive and maintain your vehicle, battery-pack age/condition, and other factors.

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Whether you’re transforming your South Euclid drives with a brand-new Honda or a new-to-you car, you’ll want to account for the monthly payments into your budget. Are you wondering, “How do I calculate my payments?” You can easily use our car payment calculator to determine how much you’ll need to set aside for your new ride. Start using our online, free tool now!  

How Do I Calculate My Payments? 

It’s easy to fall in love with one of the new Honda or used vehicles at Spitzer Honda Cleveland. We strive to offer a large inventory with something for all of our South Euclid and Lyndhurst customers to love. That said, once you start shopping, it’s easy to get ahead of yourself without understanding your buying power. Our car payment calculator will help you stay on track and choose a vehicle that aligns with your carefully planned budget.

Learn how easy it is to calculate your payments from the comfort of your home in Cleveland Heights: 

  • Vehicle Price: Enter the list price for the new or used model you’ve found in our inventory. 
  • Interest Rate: Enter the interest rate you’re qualified for. If you’re not sure, you can submit a secure online finance application to get pre-approved and learn your rate all at once! Applying for pre-approval will not affect your credit score.
  • Loan Term: This represents the length of the loan, or how many months you would like to take to pay off your loan. Tip: a shorter loan term will have higher monthly payments with less interest paid, while a longer loan term will have lower monthly payments with more interest paid.
  • Down Payment: Enter your planned down payment amount. The larger the down payment the better, because it will lower your overall loan balance. 
  • Trade-In Value: Do you have a vehicle you want to trade? Use our trade-in calculator to learn how much it’s worth, and enter the amount here. 

Click the “calculate my payments” button to see your monthly payment! The estimate will reflect the amount to be financed after subtracting your down payment and trade-in value. 

Contact Our Finance Center with Questions

Do you have any questions about your estimated monthly payment? Our finance team is here to answer them, so you can shop for your next car confidently. Give us a call at %%di_phone_number%% today!